Individual Financial Services

Individual Financial Services


Building and preserving your personal wealth requires specialized attention. With Fit Money CPA, you get one-to-one guidance and a comprehensive financial plan that helps manage risk, improve performance, and ensure the growth and longevity of your wealth.

Personal Financial Planning

Let us help you:

  • Save enough for a comfortable retirement by identifying your retirement needs, analyzing your assets and sources of retirement income, reviewing estimated shortfalls, and identifying the best ways to save for retirement given your financial situation and risk tolerance.
  • Pay for your child’s college education by accurately estimating the amount of money you’ll need, analyzing your assets, reviewing estimated shortfalls and considering general alternatives and strategies to help address these potential shortfalls, and developing an optimal savings plan given your financial situation and risk tolerance.
  • Protect your family in case you become disabled by ensuring you have enough money in your emergency fund and analyzing your life, disability, health, home, and auto insurance coverage. We also review your will and various powers of attorney designed to take care of your affairs in the event you are incapacitated and can’t manage them yourself.
  • Leave a legacy for your heirs by maximizing the value of your estate by saving tax dollars, professional fees, and court costs. As well as minimizing the costs of probate, creditors, lawyers, and estate taxes, which can negatively impact the value of your estate, we also help you stay in control of your affairs by providing a road map for passing your estate on to your heirs.

Estate Planning

Estate planning on your own can be complicated and costly. And the list is endless—state taxes, bureaucracy, probate courts, unfair appraisals, health care concerns, eligibility of heirs, life insurance, IRAs, 401Ks, annuities, burial or cremation costs, and intent regarding death-postponing treatment to name a few.

Not knowing your legal and financial rights often ends up costing you more in the end. Let the financial experts at Fit Money CPA help you build a strong and lasting plan that helps protect what you’ve worked for and achieved.

Elder Care Financial Management

As your family member gets older, they may need some help with their day-to-day financial tasks. Ordinarily simple tasks such as balancing a checkbook and paying household bills become increasingly difficult for the elderly.

You could take care of their day-to-day financial tasks yourself…if you have the time and live close. But if you don’t, you may want to consider hiring a professional to help. With our elder care services, you get the help of a caring, honest and knowledgeable professional—someone on your team who is looking out for your parents’, grandparents’, or other family members’ best interest.

Your loved ones get assistance with their daily finances and business duties, and you are kept informed of every step we make. You have the assurance of knowing that your family member’s financial responsibilities are always being met.